Chapter 13 Bankruptcy Attorney West Miami, Florida

Are you facing a growing pile of bills? Are you struggling with your financial future? Financial problems can cause significant anxiety and stress, and as your situation worsens, it can feel quite overwhelming.

Yet despite how difficult your financial future may appear to be, there is always a solution, and as a leading Chapter 13 Bankruptcy Attorney in West Miami, FL, our team is able to help you find your way back to financial stability. No matter what form of debt you are facing, from mortgage repayments to car loans, our Chapter 13 Bankruptcy Attorneys in West Miami, FL, will be able to help you restructure your payments and give you peace of mind.

What is a Chapter 13 Bankruptcy?

Just like a Chapter 7 filing, a Chapter 13 Bankruptcy is designed for individuals, however, it does not require you needing to sell off your assets like you do in a Chapter 7. With a Chapter 13, you are safeguarded, which means your home is secure.

Filing for a Chapter 13 Bankruptcy in West Miami is particularly useful if you currently have significant assets that you want to keep, and have a regular source of income to make monthly repayments to your creditors. When you utilize the services of a Chapter 13 Bankruptcy Attorney in West Miami, FL, they will help you to secure a payment plan which is created by the bankruptcy court.

This plan will usually be spread over the course of three to five years and is designed to help you to pay off all or as much of your debt as possible. With a Chapter 13 filing, you must be able to pay your creditors with at least the same amount that you would be were you filing for a Chapter 7.

Alongside that, there are a number of other criteria that you must be able to meet, including having no more than $419,000 in unsecured debt, or $1,277,000 in secured debt. Your Chapter 13 Bankruptcy Attorney in West Miami, FL, will be able to help you ascertain your totals, but unsecured debt is typically from areas such as credit cards, whereas secured debts are from mortgages etc.

Call Our Chapter 13 Bankruptcy Attorneys in West Miami, FL Today

Facing financial trouble can be an incredibly challenging and worrying moment. Many people feel like they are alone and have nowhere to turn to; however, as a leading Chapter 13 Bankruptcy Attorney in West Miami, FL, our team is here to help you.

With years of experience, our talented and friendly team has been able to help dozens of people just like you reduce their debt and enjoy financial stability once more. We are here to offer full support every step of the process, giving you our unrivalled knowledge and guidance, ensuring you can always make the best decision on your future.

We understand the anxiety you’re feeling, which is why we offer a full and transparent service to give you complete peace of mind. Get in touch with our talented Chapter 13 Attorneys in West Miami, FL, today, and get your life back on track.